"the system of making capitalism work well for most people is broken" - Ray Dalio

I agree with the points, with a small difference. I summarize the points as:
1 - abundance of capital warps incentives
2 - fiscal deficits in growth periods are a recipe for disaster
my phrasing of #2 makes total sense, but not because of his rationale of "where will we find the money to support growing debt loads?" which contradicts #1. more debt would actually help balance the overubandance of investment capital, while capitalising on historically low rates.